United India Insurance-Mediclaim Policy Paltinum (Individual)
United India Insurance company offers Mediclaim Policy Platinum (Individual) which takes care of the medical expenses for illness/disease or accidental injury.
The expenses are considered -
- Hospital charges including room, boarding, operation theater, etc.
- Consultant/Surgeon/Specialist fees
- Nursing expenses
- Diagnostic tests
- Medicine bills
- Cost of blood and oxygen
- Cost of surgical appliances
- Artificial limbs
The entry level age is between 3 months and 35 years. The minimum sum insured is Rs.50,000/- and maximum sum insured is Rs.5Lakh.
- Life time renewable.
- Pre and post hospitalization expenses are covered.
- Pre existing disease is covered from first policy year.
- 5% bonus on sum assured for every claim free year.
- Tax benefit on premium paid by cheque under section 80D of the income tax act,1961.