United India Insurance-Mediclaim Policy Paltinum (Individual)

United India Insurance company offers Mediclaim Policy Platinum (Individual) which takes care of the medical expenses for illness/disease or accidental injury.

The expenses are considered -

  • Hospital charges including room, boarding, operation theater, etc.
  • Consultant/Surgeon/Specialist fees
  • Nursing expenses
  • Diagnostic tests
  • Medicine bills
  • Cost of blood and oxygen
  • Cost of surgical appliances
  • Artificial limbs


The entry level age is between 3 months and 35 years. The minimum sum insured is Rs.50,000/- and maximum sum insured is Rs.5Lakh.


  1. Life time renewable.
  2. Pre and post hospitalization expenses are covered.
  3. Pre existing disease is covered from first policy year.
  4. 5% bonus on sum assured for every claim free year.
  5. Tax benefit on premium paid by cheque under section 80D of the income tax act,1961.